
Hillsboro
Roscinda Cruz
Treasury Management Relationship Officer
Specialties
- Commercial Banking
About Roscinda Cruz
Treasury Management Relationship Officer
With 27 years of banking experience, Roscinda has built her career on cultivating trusted relationships and helping clients achieve their financial goals. She began as a proof operator and has since held roles in professional banking and treasury management. As a Treasury Management Relationship Officer, she partners with local businesses and nonprofit organizations to deliver tailored solutions that optimize cash flow, streamline payments, improve operational efficiency, and mitigate fraud risk. Roscinda is also committed to serving her community through organizations including Store to Door, the BSD Clothes Closet, and Habitat for Humanity. Fun fact: She began her banking career in Guam, where she was born and raised, before moving to Oregon more than 25 years ago.
Maximize the Financial Success of Your Business

Treasury Management Services
Our treasury management services help you increase cash flow, create process efficiencies and protect your business from fraud.
Merchant Services with Elavon
Heritage Bank has teamed up with Elavon to offer one-of-a-kind solutions that make it easy to accept all the payment methods your customers want to use, from anywhere in the world your business takes you.
Heritage Bank Community Development Entity
The Heritage Bank Community Development Entity finances businesses in economically distressed areas, breathing new life into neglected and underserved low-income communities.

Banking Business Magazine
A magazine for your business banking needs. Protect and grow your business as you navigate an ever-changing financial landscape. Banking Business is a free quarterly publication of Heritage Bank. As your banking partner, we are here to empower you with news and information to help you make more effective banking decisions.
About Heritage Bank
Heritage Bank serves customers like you. Your neighbors. The couple who owns the storefront across town. The customers we serve bring their unique heritage—and unique needs—to our bank.
To help our customers achieve their goals, we offer a complete array of banking services and tools for businesses as well as individuals. Our focus is on our communities: helping customers in our local markets build their heritage.
heritagebanknw.comTo help our customers achieve their goals, we offer a complete array of banking services and tools for businesses as well as individuals. Our focus is on our communities: helping customers in our local markets build their heritage.



