Whidbey Island Bank Oak Harbor

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
COVID-19: Please visit our website (HeritageBankNW.com) for the latest bank updates and branch information.


450 SW Bayshore Drive
Oak Harbor, WA 98277
(360) 675-3335

Branch Services

  • Drive-Up
  • ATM
  • Safe Deposit Boxes
  • Night Drop

Lobby Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Drive-Up Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:30 PM
Tue9:00 AM - 5:30 PM
Wed9:00 AM - 5:30 PM
Thu9:00 AM - 5:30 PM
Fri9:00 AM - 5:30 PM
Melissa McCumber
Melissa McCumber
Branch Manager
Melissa is a longtime resident of Whidbey Island and has been with Heritage Bank since 1997. She’s worked at a number of other regional banks as a personal banker, consumer loan underwriter, business development officer and retail branch manager. She has carried those experiences with her to her current position as branch manager in Oak Harbor. In the community, Melissa serves as a board member for the Oak Harbor Chamber of Commerce and Oak Harbor Navy League. She also volunteers at Big Brothers and Big Sisters of Island County, Oak Harbor Rotary, Oak Harbor Music Festival, Oak Harbor Pig Fest, Whidbey Playhouse and Island County Economic Development Foundation. She is a Pacific Northwest native. In her free time, she loves gardening and traveling.

Featured Products & Services at Heritage Bank

Woman holding a cup of coffee in one hand and her mobile phone in the other.

Convenient Banking Options

Online banking tools are available 24/7 from a computer or mobile device.

Meet the Commercial Banking Team

  • Megan Wise

    Commercial Banking Officer
    • Commercial Banking
    • Treasury Management
    View More Info
    • Commercial Banking
    • Treasury Management

About Heritage Bank

Heritage Bank serves customers like you. Your neighbors. The couple who owns the storefront across town. The customers we serve bring their unique heritage—and unique needs—to our bank.

To help our customers achieve their goals, we offer a complete array of banking services and tools for businesses as well as individuals. Our focus is on our communities: helping customers who have—or will build—their heritage in our local markets.